Compare
Punctual vs Dubsado
Dubsado is powerful and deeply customisable for client workflows. Punctual is quicker to start and gives you real books, profit per client, and proper team roles.
The short version
Choose Punctual if you want real accounting and a tool that works out of the box. Choose Dubsado if you love building deep custom workflows and have time to set them up.
Side by side
| What matters to your business | Punctual ✓ | Dubsado |
|---|---|---|
| Quick to set up | Yes, out of the box | Steep, slow setup |
| Real books and profit per client | Yes | Limited |
| Team roles and permissions | Yes | Thin |
| Get paid by bank transfer, no card fee | Yes | Card-first |
| Custom client workflows | Simple | Very deep |
Choose Punctual when…
- You want to be up and running fast, not spending weeks configuring.
- You need real books and clear team roles.
Choose Dubsado when…
- You want deep, custom client workflows and enjoy building them.
The pain of getting this wrong
Dubsado's power comes with a setup so steep that people hire consultants to do it. If you don't have time for that, a simpler tool gets you value this week, not next month.
Switching
Moving off Dubsado takes an afternoon
01
Bring your history
Connect your banks and import contacts, open invoices and balances from Dubsado. Punctual pulls in your recent months of transactions.
02
Punctual rebuilds your books
Transactions are matched and categorised on arrival; you review the short list it wasn't sure about. Your P&L is current by the end of the day.
03
Run both for a month
Keep Dubsado alive alongside Punctual through one month-end if you want the safety net, then cancel it.
Most switches happen over one afternoon, and the 30-day free trial covers a full month-end.
Fair questions
Asked before switching
How long does Punctual take to set up, really?
An afternoon for most businesses: connect accounts, import history, review your numbers. There is nothing to set up before you can use it, because the workflows ship working.
Can I move my data over from Dubsado?
Yes. Connect your bank accounts and bring your contacts, open invoices and balances across, and Punctual reads your recent history and builds your books from it. Most businesses do the move in an afternoon.
Will my accountant be able to work with Punctual?
Yes. Punctual keeps real double-entry books with a proper profit and loss and balance sheet, and every number traces to its transactions. Invite your accountant free: seats are always included.
What does Punctual cost?
US$79 a month covers your workspace and your first company, and each company after that is US$39. Yearly is ten months for twelve. Every feature and your whole team are included, we take no cut of your payments, and there is a 30-day free trial.
Is my data locked in?
No. Export your books and records any time, in formats your accountant can use. Leaving easily is part of the deal, and it keeps us honest.
Start free
It's --:-- in Singapore.
Your books could be up to date by --.
Connect your accounts and see your own numbers the same day. Your card is not charged until day 30.
30 days free · Your data stays yours · Cancel anytime