One price that grows gently with your work.
$19 a month includes your first 50 reconciled transactions. After that each one costs a little, and the rate steps down as you grow. No tiers to pick, no per-seat fee, no cut of your payments.
The more you do, the less each one costs
A single plan on a smooth curve. Every transaction above 50 simply costs its rate, and the rate falls with volume.
| First 50 transactions | included in the $19 base |
| Transactions 51 to 300 | $0.24 each |
| Transactions 301 to 1,000 | $0.17 each |
| Transactions 1,001 and up | $0.12 each |
| Very high volume (~10,000+) | custom, below $0.12 |
What businesses like yours pay
Illustrations, not plans to choose. There's nothing to pick, because your price simply follows your real activity.
Not sure of your number? Connect your accounts in the demo and we count your recent months, then quote you a clear price. No guessing, no live meter.
Everything is included
- Get paid by bank transfer, matched automatically
- Pay your bills and freelancers
- Automatic reconciliation and a live dashboard
- Profit for each client and project
- Multiple currencies and accounts
- Payroll, with CPF handled
- Your whole team, no per-seat fee
- Up to 12 months of history imported, absorbed not charged
Optional add-ons (never a lock on core features): An extra business or entity · Priority support · Deep history import beyond 12 months.
Pricing questions
How does pricing work?
You pay a $19 base a month, which includes your first 50 transactions. After that, each transaction costs a little, and the more you do, the cheaper each one gets. Your whole team is included, always.
Can freelancers use Punctual?
Yes. At $19 you get the full product, sized for a smaller business. Nothing is stripped out.
What counts as a transaction?
Anything Punctual tags and matches for you: an invoice, a bill, a freelancer payment, a payroll run, a card fee, or a bank transfer. If Punctual sorted it, it counts as one. Editing it, reminding on it, or paying it in parts does not add to the count.
How do I know what I'll pay?
Connect your accounts and we count your recent months for you, then show you a clear price. No guessing, no watching a meter.
Do you charge per user?
No. Bring your whole team, at no extra cost.
Do you take a percentage of my payments?
No. Clients pay you by bank transfer and you keep the lot.
Is there a free trial?
No, but there is a live demo, and by the end of it your recent history is already imported, so you see your real numbers straight away.
See your real price in the demo.
Connect your accounts and, by the end of the demo, your recent history is imported so you see your real numbers and a clear monthly price straight away.
See your real numbers in the demo · No card fees · Your whole team included