Get paid by bank transfer. Keep the fee.
Clients pay you by bank transfer, and Punctual matches each payment to the right invoice for you.
No card option. No fee skimmed on the way in.
The way it works today
Card payments are easy, but they cost you. On a big invoice, that little percentage is real money, gone before it reaches your account. So you ask clients to pay by bank transfer to save the fee, and now you're the one checking your bank, matching payments, and chasing the ones that haven't landed. You saved the fee and bought yourself a chore.
What Punctual does
Send invoices clients pay by bank transfer
Every invoice goes out with your bank details built in, including PayNow and local transfer methods. Clients pay the way that costs you nothing.
Every payment matched for you
When the money lands, Punctual matches it to the right invoice on its own. You don't hunt through your bank feed. Your invoices simply move to paid.
See who has paid, at a glance
Open Punctual and see what's paid, what's due, and what's late. No more awkward check-in emails, because the reminders go out for you.
It's the end of the month. You send eight invoices in two minutes, each payable by bank transfer. Over the next week, payments land and tick themselves off. The two that run late get a polite nudge without you lifting a finger. You never opened your banking app to match a thing, and you kept every cent the card companies would have taken.
Who it's for
Agencies that would rather be paid by bank transfer than hand a slice of every invoice to card fees, and who are tired of chasing to make that work.
See exactly where your agency stands.
Money in, money out, and real numbers in one place. No card fees, no chasing, no glued-together stack.
See your real numbers in the demo · No card fees · Your whole team included