Compare
vsQBPunctual vs QuickBooks
QuickBooks is strong, general accounting, especially in the US. Punctual is made for client work, with client profit, clean ad-spend billing, and getting paid without card fees.
The short version
Choose Punctual if you're outside the US and want money linked to clients and projects. Choose QuickBooks if you're US-based and want the biggest ecosystem.
Side by side
| What matters to your business | Punctual ✓ | QuickBooks |
|---|---|---|
| Built for client work | Yes | General purpose |
| Profit per client and project | Yes, live | Not really |
| Get paid by bank transfer, no card fee | Yes | Card-first |
| Multi-currency, outside the US | Yes, core | Better on US setup |
| Client portal with work and billing | Yes | Basic |
| Price that won't jump | Locked | Raised often |
Choose Punctual when…
- You run on client work and want profit per client, not just general books.
- You're outside the US and get paid in several currencies.
- You want to skip card fees and get paid by bank transfer.
Choose QuickBooks when…
- You're US-based and want the biggest accountant and app network.
- You need deep, US-specific tax features.
The pain of getting this wrong
General accounting answers 'what did we earn?' but not 'which client is worth it?' When you bill client by client, that second question is the whole game.
Switching
Moving off QuickBooks takes an afternoon
01
Bring your history
Connect your banks and import contacts, open invoices and balances from QuickBooks. Punctual pulls in your recent months of transactions.
02
Punctual rebuilds your books
Transactions are matched and categorised on arrival; you review the short list it wasn't sure about. Your P&L is current by the end of the day.
03
Run both for a month
Keep QuickBooks alive alongside Punctual through one month-end if you want the safety net, then cancel it.
Most switches happen over one afternoon, and the 30-day free trial covers a full month-end.
Fair questions
Asked before switching
Is Punctual a good fit if I'm in the US?
Honestly: for deep US-specific tax needs, QuickBooks is stronger. Punctual shines for businesses outside the US, Singapore first, with multi-currency, GST and InvoiceNow built in from the start.
Can I move my data over from QuickBooks?
Yes. Connect your bank accounts and bring your contacts, open invoices and balances across, and Punctual reads your recent history and builds your books from it. Most businesses do the move in an afternoon.
Will my accountant be able to work with Punctual?
Yes. Punctual keeps real double-entry books with a proper profit and loss and balance sheet, and every number traces to its transactions. Invite your accountant free: seats are always included.
What does Punctual cost?
US$79 a month covers your workspace and your first company, and each company after that is US$39. Yearly is ten months for twelve. Every feature and your whole team are included, we take no cut of your payments, and there is a 30-day free trial.
Is my data locked in?
No. Export your books and records any time, in formats your accountant can use. Leaving easily is part of the deal, and it keeps us honest.
Start free
It's --:-- in Singapore.
Your books could be up to date by --.
Connect your accounts and see your own numbers the same day. Your card is not charged until day 30.
30 days free · Your data stays yours · Cancel anytime