Compare
vsFBPunctual vs FreshBooks
FreshBooks is friendly invoicing for freelancers and small teams. Punctual is the full picture for a growing business, with real books you can trust and profit per client.
The short version
Choose Punctual if you need real books, client profit, and multi-currency. Choose FreshBooks if you're a solo freelancer who mainly wants simple invoicing.
Side by side
| What matters to your business | Punctual ✓ | FreshBooks |
|---|---|---|
| Real books you can trace | Yes, click any number | Reports hard to trace |
| Profit per client and project | Yes | Limited |
| Pay bills and freelancers | Yes | Basic |
| Multi-currency | Yes, core | Limited |
| Get paid by bank transfer, no card fee | Yes | Card-first |
| Live dashboard | Yes | Basic |
Choose Punctual when…
- You want books you can question and trust, not just tidy invoices.
- You need to see profit per client and pay freelancers in the same place.
- You get paid across currencies.
Choose FreshBooks when…
- You're a solo freelancer who just wants clean, simple invoicing.
- You don't need real accounting depth yet.
The pain of getting this wrong
Invoicing that can't show you where a number came from feels fine until you need to trust it. Then it's a problem you can't fix.
Switching
Moving off FreshBooks takes an afternoon
01
Bring your history
Connect your banks and import contacts, open invoices and balances from FreshBooks. Punctual pulls in your recent months of transactions.
02
Punctual rebuilds your books
Transactions are matched and categorised on arrival; you review the short list it wasn't sure about. Your P&L is current by the end of the day.
03
Run both for a month
Keep FreshBooks alive alongside Punctual through one month-end if you want the safety net, then cancel it.
Most switches happen over one afternoon, and the 30-day free trial covers a full month-end.
Fair questions
Asked before switching
I'm outgrowing FreshBooks. Will the switch hurt?
No. Bring your clients and open invoices over and keep billing without a gap. What you gain is real books underneath: profit per client, a balance sheet, and numbers you can trace.
Can I move my data over from FreshBooks?
Yes. Connect your bank accounts and bring your contacts, open invoices and balances across, and Punctual reads your recent history and builds your books from it. Most businesses do the move in an afternoon.
Will my accountant be able to work with Punctual?
Yes. Punctual keeps real double-entry books with a proper profit and loss and balance sheet, and every number traces to its transactions. Invite your accountant free: seats are always included.
What does Punctual cost?
US$79 a month covers your workspace and your first company, and each company after that is US$39. Yearly is ten months for twelve. Every feature and your whole team are included, we take no cut of your payments, and there is a 30-day free trial.
Is my data locked in?
No. Export your books and records any time, in formats your accountant can use. Leaving easily is part of the deal, and it keeps us honest.
Start free
It's --:-- in Singapore.
Your books could be up to date by --.
Connect your accounts and see your own numbers the same day. Your card is not charged until day 30.
30 days free · Your data stays yours · Cancel anytime