The best Xero alternatives for agencies
Xero is good general accounting, but agencies keep hitting the same wall: the money isn't linked to clients or projects. Here's an honest look at the options, and where each one fits.
The short version
If you want books-first software made for agencies, with profit per client and no card fees, Punctual is the pick. If you want a project tool with light books, or you're happy with general accounting, other options may suit you better.
The options, honestly
Punctual
Our pickReal books plus agency features: profit per client, clean ad-spend billing, multi-currency on every plan, get paid by bank transfer. Best for agencies outside the US that want money linked to clients.
Productive or Scoro
Strong agency operations and profitability, but no real books (they sync to accounting), seat minimums, and better for project work than retainers.
Compare in detailQuickBooks
Strong general accounting, best on a US setup, weak on client-level profit.
Compare in detailChoose Punctual when…
- You want real accounting and agency features in one place.
- You get paid across currencies and front client costs.
Choose another when…
- You mainly need resource planning (look at Productive or Scoro).
- You're a solo freelancer (look at FreshBooks or Bonsai).
See exactly where your agency stands.
Money in, money out, and real numbers in one place. No card fees, no chasing, no glued-together stack.
See your real numbers in the demo · No card fees · Your whole team included